Authorisation

To add the required Authorisation details to your website, you should create a dedicated section (such as an “Authorisation”, “Compliance”, or “Legal” page) or include it clearly on your “About Us” page.

According to your compliance guide, you need to include a Statement of Authorisation and the Specific Details of the Authorisation.

Here is the exact text and formatting you should use for your website:

1. Statement of Authorisation (Scope of Authorisation)

You must include a clear statement indicating that you are authorised to engage in credit activities.

Copy and paste the following text:

Scope of Authorisation As an authorised credit representative of Australian Credit licence No. 384428, I am authorised to engage in the following types of credit activities under the National Consumer Credit Protection Act 2009 (NCCP Act):

Providing Credit Assistance

Assisting consumers in applying for, varying, or remaining in credit contracts or consumer leases with credit providers or lessors.

Acting as an Intermediary

Acting as an intermediary between consumers and credit providers to facilitate the application, variation, or ongoing management of credit contracts.

Credit Assessment and Recommendation

Conducting assessments to determine the suitability of credit products for consumers based on their financial situation, needs, and objectives. Providing recommendations on credit products that meet the consumer’s requirements and are not unsuitable.

Referring Consumers to Credit Providers

Referring consumers to credit providers with whom we have agreements in place and assisting them in understanding and completing the required documentation.

Providing Information and Advice

Offering information and general advice about credit products, features, and options available in the market.

2. Details of the Authorisation (Specific Authorised Activities)

You must also list the specific types of credit activities you are authorised to perform.

Copy and paste the following text:

Specific Authorised Activities

  • Personal Loans

     Assisting with personal loan applications, including unsecured and secured personal loans.
  • Car and Asset Finance

     Facilitating applications for car loans and other asset finance products, including novated leases and chattel mortgages.
  • Consumer Leases

     Assisting with consumer lease agreements, ensuring compliance with consumer protection regulations.